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Mortgage brokers

What we do

If your business is receiving requests for manufactured home only financing but you are unsure where to place them, then Credit Human is ready to help. Our federally registered professionals manage the loan process from application to funding, so that you don’t have to.

As the referring broker, we will keep you up-to-date by email every step of the way. A single dedicated business development executive will be your point of contact. As a bonus, we pay referrals to NMLS licensed professional and these fees are not subject to the Real Estate Settlement Procedures Act (RESPA).

To get started, simply fill out the referral form and submit. Upon receipt, we'll contact the applicant the same day and match the best products to their needs.



Our products


We have a variety of home-only financing products for applicants looking to buy new and used manufactured homes. Our loan products cover the following types of land situations: homes placed in leased land communities, privately leased land, owned land (land not included in loan) or family owned land.  




Credit Human knows that for customers refinancing a manufactured home the process can seem complex. We make manufactured home refinancing easy with rate and term options to suit most household's needs. We offer refinancing for primary residences and second homes.



Cash-out refinancing to access equity

Taking cash out of a manufactured home when you do not own the land is not easy to find. Credit Human has options for applicants to take cash out of a manufactured home when the home is located in a leased land community. This product is available for both primary residence and second home.